The COVID-19 Pandemic changed pre-retirees’ lives dramatically. Income decreases and job insecurity were coupled with fewer travel and leisure expenditures. Children from Kindergarten through college endured virtual learning, complicating the wage-earners’ lives. Disruptions in the form of deaths, disabilities, and divorces were multiplied by COVID. As the United States gets the upper hand on the pandemic, you will help your clients resume life as they knew it, or advance into another phase of living. Join Scott Wells, CFP(R), in exploring alternative retirement scenarios for your clients. Discussion Leader: J. Scott Wells